RealTeasy

Portfolio intelligence

Your whole portfolio, valued and watched.

Every property you own, re-valued every month as the market moves and stress-tested like an analyst would: value, equity, cash flow, yield and growth, rolled up on one screen. Stop guessing what your portfolio is worth; watch it.

My Portfolio · 6 properties Illustrative
38% Equity share

R3.16m of R8.42m is yours · Re-valued monthly

R8.42mportfolio value
R3.16mtotal equity
+R18 400monthly cash flow
7.9%blended net yield
Portfolio value · 12-month

12 mo agonow

Growth per property · a year at a time
Sea Point · Apt +9.1%
Parkhurst · House +6.8%
Umhlanga · Flat +5.2%

Could you afford another one? Your R3.16m equity, used as a 20% deposit, points at a purchase around R15.8m. A signal from your own numbers, not a pre-approval.

Every number that matters, on every property

The same AI value estimate engine behind a full RealTeasy report runs on the homes you already own, then layers the investor maths on top. No spreadsheets, no stale figures.

Gross & net yield

Rent against value, then against value plus every running cost: rates, levies, insurance, maintenance and management.

Cap rate

Net operating income over value, so you can compare a flat in Sea Point with a house in Umhlanga on the same footing.

Monthly cash flow

Rent minus the bond and every cost: the real number that lands in your account each month, red or green.

Equity & LTV

Current value minus the outstanding bond, and how leveraged each property is as it pays down and grows.

Capital growth

What you paid, compounded at the suburb’s real growth rate, versus today’s AI value: paper gains made visible.

Portfolio roll-up

Total value, total equity, blended net yield and combined monthly cash flow across everything you own, on one line.

The whole picture

One portfolio, rolled up.

Total value, total equity, blended net yield and combined monthly cash flow: the four numbers that tell you whether the portfolio is working, updated every time the market or your bond balance moves.

R8.4millustrative portfolio value
7.9%blended net yield
+R18kmonthly cash flow

Built to think a few moves ahead

  • Sell without leaving: live today. Put any property on the market and keep every investor number on it: asking price against Guru’s own estimate, days on market and each price change, all still counted in the roll-up.
  • You vs the suburb: live today. Each property’s value and price per m² against twelve months of observed prices in its own suburb, so a laggard shows itself before it costs you.
  • Insight alerts and the Portfolio Pulse: live today. Guru re-values every tracked property monthly, emails you when one moves sharply, and sends a monthly Pulse digest of the whole portfolio.
  • Scenario modelling: on the roadmap. Test a rate hike, a refinance or a new purchase and watch cash flow and equity re-flow across the whole portfolio.
  • Metro benchmarking and yield alerts: on the roadmap. Each property against its metro, and the watchdog flagging one that drifts below your target yield.

For investors & landlords

Portfolio analytics are on the Guru and Portfolio plans

Unlimited tracked properties, per-property investor analytics and the portfolio roll-up, with 250 report credits a month on Guru, or 750 plus the full agent CRM on Portfolio.

from R279 / month See plans

Frequently asked questions

Where do the estimates come from?
Every property is estimated by the same AI engine behind a full RealTeasy report (official StatsSA indices, registered sale averages, archived suburb history and our own market pool). Re-estimated every month from observed area appreciation, so your portfolio number stays current.
Do I have to enter all the financials?
No. Guru estimates rent, running costs and bond from the property and suburb, then lets you override any field with your real numbers to sharpen it. Every figure is labelled when it’s an estimate.
Which plan includes portfolio analytics?
Per-property investor analytics and the portfolio roll-up are on the Guru and Portfolio plans, along with putting a property on the market and tracking its asking price and days on market. The buyer CRM (leads, follow-ups and offers) is Portfolio only.
Does selling a property remove it from my portfolio?
No. Being on the market is a state a property carries, not a different kind of property: an owned home keeps its equity, yield and cash flow, stays in the roll-up and keeps being re-valued the whole way through the sale.
Is this a formal valuation for the bank?
No, these are AI estimates for your own decision-making, not a sworn valuation by a registered valuer. See our AI disclaimer.

Know what your portfolio is really worth

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